Who should have an HSA?

From one person home-based business to a small business with 100 employees there is a use for a Health Spending Account.

	Self-Employed As a self-employed person, whether as a proprietor or a corporation, a Health Spending Account should be an integral component of your compensation. The key factor is how you can get the most from your hard work with the minimum of tax payable.
Small Business If your company does not have a traditional benefits plan, myFLEXplan can be used to provide a complete range of coverage including medical, dental, vision benefits and out-of-country travel protection. You design the coverage to meet your exact needs. You are in complete control. If you do have a traditional group benefits plan, myFLEXplan can be used to 'carve out' infrequently used coverage such as orthodontics, or vision care and put this type of coverage into a Health Spending Account. In this way, each employee can make more efficient use of the plan by using the benefit provided for expenses most appropriately suited to their family's needs.